Estate & Gift · free tool

Annual / Lifetime Gift-Tax Estimator

Annual / Lifetime Gift-Tax Estimator It’s free, runs in your browser, and stores nothing you enter.

Gift amount to one recipient this year

Number of recipients

Splitting gifts with a spouse?

Gift-tax screen

Within the annual exclusion

These gifts are within the annual exclusion — no gift-tax return needed.

Per-donee exclusion$19,000

Taxable per donee$0

Total using lifetime exemption$0

Illustrative. Gift-splitting requires spousal consent on Form 709; medical/tuition paid directly are excluded. Not tax advice. This is an illustrative estimate for general informational purposes only. It is not legal, tax, or financial advice, it does not create an attorney–client relationship, and it is not a quote, promise, prediction, or guarantee of any benefit, amount, eligibility, deadline, or outcome. Figures are based on published government sources as of the date shown and change over time; results may not reflect current law or the facts of your situation. Do not rely on this tool — consult a licensed attorney before taking or refraining from any action.

Key figures behind this estimate

Published government figures used in the calculation, with their effective date and source.

2026 annual gift-tax exclusion (per donee)

As of 2026 · IRS 2026 inflation adjustments

$19,000

Frequently asked questions

What does the Annual / Lifetime Gift-Tax Estimator estimate?

Annual / Lifetime Gift-Tax Estimator It runs entirely in your browser and stores nothing you enter.

Are the figures current?

Yes. The estimate uses published government figures, each dated on this page (as of 2026) with its source.

Is this calculator legal advice?

No. It is an informational estimate from published data and does not create an attorney–client relationship. Confirm specifics with a licensed attorney.

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Illustrative. Gift-splitting requires spousal consent on Form 709; medical/tuition paid directly are excluded. Not tax advice.